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Budget Basics Work Sheet

The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.

Income

 

Take Home Pay/All family members

 

Child Support/Alimony

 

Pension/Social Security

 

Disability/Other Insurance

 

Interest/Dividends

 

Other

 

Total Income

 

 

Expenses

 

Rent/Mortgage

 

Life Insurance

 

Health/Disability Insurance

 

Vehicle Insurance

 

Homeowners or Other Insurance

 

Car Payments

 

Other Loan Payments

 

Savings/Pension Contribution

 

Utilities

 

Credit Card Payments

 

Car Upkeep

 

Clothing

 

Personal Care Products

 

Groceries

 

Food prepared outside the home

 

Medical/Dental/Prescriptions

 

Household Goods

 

Recreation/Entertainment

 

Child Care

 

Education

 

Charitable Donations

 

Miscellaneous

 

Total Expenses=

 

Remaining Income After Expenses=

 

 

Reprinted from REALTORŪ Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®. Copyright 2003. All rights reserved.

Courtesy of Donna Concannon, REALTOR® | Click here for printer-friendly format

Contact Us

 Donna M. Concannon-Kosmas
Your Sales Specialist
Office  386-427-0439
Cell     386-235-8588

David S. Kosmas
Your Rental & Sales Specialist
Office  386-423-6859
Cell     386-453-6017

  New Smyrna Beach Real Estate Specialist.

New Smyrna Beach Realtors.

Call us now to discuss ALL of your real estate needs.
 

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